S#
swipenumber.app The Smart Swipe Metric
A Credit & Debit Score Built for Spending Habits

Every Swipe Counts. Know Your Swipe Rating.

swipenumber.app scores your credit/debit swipes, phone pay, and e-commerce clicks. Track spending by time and store category, trigger merchant price drops, and match with high-yield card rewards.

Open Live Simulator
142,890 Swipes Processed
$38,450 Price Drops Claimed
4.9/5 FinTech Partner Rating
PROPRIETARY SWIPE SCORE
OPTIMAL
Swipe Number 742 300 – 850 Scale
Card Reward Yield 88% (+112 pts)
Category Balance 76% (+85 pts)
Merchant Price Drops 92% (+145 pts)
Linked Cards: 4 +18 pts this month

Live Engine

Simulate a Real-Time Swipe

Select a payment channel and store category to see how swipenumber.app logs time-of-day cadence and recalculates your score live.

Transaction Console

Live Category Breakdown ($)

Swipe Audit Log

Updated Live

Merchant Data Exchange

Price Drop Alerts & Reminders

When merchants drop prices on items you previously swiped, swipenumber.app automatically notifies you and claims instant credits or store codes.

3 Price Match Refunds Available
Grocery Match -18% PRICE DROP

Organic Espresso Beans (2lb)

Swiped at Whole Foods Market ($24.99)

Merchant Adjustment: $20.49
Your Direct Refund: +$4.50 Cashback
Clothing Match -25% STORE VOUCHER

Performance Running Shoes

Swiped at Nike Store ($120.00)

Store Promotion: $90.00
Voucher Code Matched: SWIPE25NIKE
Gas Station Perk +10¢ / GAL REBATE

Shell Fuel Loyalty Fill-Up

3 Fuel Swipes detected this month

Volume Bonus Level: 42 Gallons
Perk Unlocked: +$4.20 Fuel Rebate

Fintech Partner Matches

Cards Tailored to Your Swipes

Your Swipe Rating analyzes category concentration and matches you with cards offering maximum points and higher reward yields.

Best Match: Gas & Grocery
SWIPE PRIME REWARDS
•••• •••• •••• 9042
Yield Multiplier 5% Gas & Grocery
FINTECH PARTNER

Apex Green Cash Pass

Based on your heavy Gas & Grocery swipes, this card boosts annual earnings by +$600/yr.

  • $200 Signup Bonus after $500 swipes
  • Boosts Swipe Score by +35 pts
  • $0 Annual Fee
Best Match: Click-Swipes
E-COMM FLEX CARD
•••• •••• •••• 4118
Yield Multiplier 4x Online & Dining
FINTECH PARTNER

Digital Click Premium

Optimized for e-commerce click-swipes and food delivery with zero foreign exchange fees.

  • 4x Points on all web checkouts
  • Auto Price Drop Warranty
  • Free DoorDash Pass Included
High Rating Tier (720+)
SWIPE APEX INFINITE
•••• •••• •••• 7730
Flat Yield 2.5% Everywhere
FINTECH PARTNER

Velocity Reserve Black

Unlocked for high Swipe Ratings. Features airport lounge access and automated refund matching.

  • 60,000 Bonus Miles on approval
  • Priority Concierge Service
  • $500 Annual Refund Match Pool